Privacy, Data Protection & Risk Disclosure Policy

Temto.ai – AI Analytics Infrastructure Provider · Operated by Dex Networking LLC · Last Updated: 26 February 2026

1. Data Controller and Company Information

Dex Networking LLC Business Number: 81206321
Address: Street "Qamile Jaka Obj/A/B1 AIA-03/15", 10000 Prishtina, Kosovo
Website: www.temto.ai
Privacy Contact: info@temto.ai

Temto.ai is operated by Dex Networking LLC, a company registered in Kosovo. Although Dex Networking LLC is registered outside the European Economic Area, our primary hosting and data processing infrastructure is located in Helsinki, Finland (European Union).

Dex Networking LLC acts as the Data Controller under the EU General Data Protection Regulation (GDPR) and applicable international data protection laws. If required under GDPR Article 27, we may appoint an EU representative.

2. Scope of This Policy

This policy applies to:

  • Visitors to www.temto.ai
  • Registered users and subscribers
  • Individuals interacting with advertisements
  • Individuals contacting our support channels
  • Users of AI analytics and signal services

3. Personal Data We Collect

3.1 Information You Provide

We may collect: full name, email address, phone number (if provided), billing information, account credentials, trading preferences, communication records, and customer support inquiries.

3.2 Payment Processing

Payments are processed through third-party payment providers such as Stripe, PayPal, Paysera (our primary payment processor), or equivalent processors. We do not store full credit card details. Paysera and other payment processors collect and process payment-related personal data in accordance with their own privacy policies and security frameworks; we recommend reviewing Paysera's privacy policy at paysera.com for details on how they handle your data.

3.3 Automatically Collected Technical Data

When you access the platform, we may automatically collect: IP address, device type, browser information, operating system, website activity patterns, referral source, cookie identifiers, and session duration metrics.

3.4 Advertising and Analytics Data

We may use third-party advertising and analytics services including Google advertising platforms, Meta advertising services, conversion tracking technologies, and retargeting tools. Processing is based on user consent where required under GDPR and the ePrivacy Directive.

4. Legal Basis for Processing (GDPR Article 6)

PurposeLegal Basis
Account creationContract performance
Subscription servicesContract performance
Payment processingContract performance
Customer supportLegitimate interest
Platform securityLegitimate interest
Marketing communicationsUser consent
Targeted advertisingUser consent
Legal complianceLegal obligation

Users may withdraw consent at any time.

5. How We Use Personal Data

We process personal data to:

  • Provide AI-driven market analytics and signal services
  • Deliver subscription-based platform functionality
  • Improve platform algorithms and performance
  • Prevent fraud and abusive behavior
  • Process payments
  • Comply with legal obligations
  • Conduct marketing activities where consent is provided

We do not sell personal data.

6. International Data Transfers

Personal data may be processed outside the EEA because Dex Networking LLC is registered in Kosovo. However, our primary hosting infrastructure is located in the EU (Finland). We implement appropriate safeguards including Standard Contractual Clauses (SCCs), Data Processing Agreements (DPAs), and encryption and security controls.

7. Data Retention

Personal data is retained only as long as necessary for service provision, legal compliance, accounting and tax obligations, and dispute resolution. Inactive accounts may be deleted after a defined inactivity period.

8. User Rights Under GDPR

Users located in the EU, UK, or Switzerland may exercise the following rights:

  • Access personal data
  • Request correction of data
  • Request deletion of data
  • Restrict processing
  • Object to processing
  • Data portability
  • Withdraw consent
  • Lodge complaints with supervisory authorities

Requests should be sent to info@temto.ai.

9. Cookies and Tracking Technologies

The platform uses essential cookies for functionality, analytics cookies, and marketing cookies. For EU users, cookie consent mechanisms are implemented. Non-essential cookies are activated only after consent. Users may manage preferences through browser or platform settings.

10. AI Analytics and Signal Services Disclaimer

Temto.ai operates as an AI analytics infrastructure provider. The platform generates informational market insights only.

  • Outputs are probabilistic and not deterministic.
  • Signals do not constitute financial, investment, or tax advice.
  • Automated decision-making under Article 22 GDPR is not intended.
  • Users retain full responsibility for trading decisions.

11. Risk Disclosure and User Responsibility

By using the platform, you acknowledge that:

  • Cryptocurrency and financial markets are highly volatile.
  • Artificial intelligence predictions are inherently uncertain.
  • Past performance does not guarantee future results.
  • Trading involves risk of partial or total capital loss.

You agree that platform outputs are informational decision-support tools.

12. Sophisticated User Acknowledgment

Users represent that they are capable of understanding digital asset market mechanics, algorithmic automation risk, exchange API connectivity risk, and liquidity and volatility risk. You accept responsibility for evaluating trading decisions.

13. No Fiduciary Relationship

Temto.ai does not act as a financial advisor, portfolio manager, broker, or custodian of assets. No fiduciary, trust, or guardianship relationship is created.

14. Automation and API Trading Risk

If automated execution features are enabled, trades may be executed without further human intervention. Users must monitor open positions, margin exposure, withdrawal permissions, and algorithmic activity. Temto.ai is not responsible for losses caused by autonomous system execution.

15. Asset Custody and Blockchain Risk

Temto.ai does not hold user funds, control private keys, or process blockchain transfers directly. Users maintain custody of their digital assets through third-party exchanges.

Users acknowledge risks related to smart contract vulnerabilities, oracle manipulation, network failures, and protocol attacks.

16. Service Availability

Platform uptime is not guaranteed. Temto.ai may suspend or modify services due to maintenance, security concerns, regulatory requirements, force majeure events, or technical upgrades.

17. Advertising Transparency

Users may encounter retargeting technologies, pixel tracking, and conversion analytics. Users may opt out of personalized advertising through platform or browser settings.

18. Children's Data

Services are intended only for users aged 18 or older. We do not knowingly collect data from minors.

19. Data Security

We implement reasonable technical and organizational security measures including SSL encryption, EU-based hosting infrastructure, access control mechanisms, and two-factor authentication where available. No digital system can be guaranteed 100% secure.

20. Limitation of Liability

To the maximum extent permitted by law, Temto.ai and Dex Networking LLC shall not be liable for trading or investment losses, indirect or consequential damages, market volatility losses, automation execution errors, or third-party platform failures.

Maximum aggregate liability is limited to subscription fees paid in the 30 days preceding a claim.

21. Claims and Dispute Resolution

Legal claims must be filed within 12 months from the event giving rise to the claim. Class action participation is prohibited where legally permissible. Any disputes shall be governed by the laws of Kosovo unless mandatory international consumer protection law applies.

22. Platform Modification Rights

Temto.ai reserves the right to update algorithms, modify platform functionality, restrict access in certain jurisdictions, and adjust automation features without prior notice.

23. Regulatory Compliance

If new financial or AI regulations restrict service operation, the platform may modify or terminate features without liability.

24. Contact Information

Dex Networking LLC – Temto.ai Street "Qamile Jaka Obj/A/B1 AIA-03/15", 10000 Prishtina, Kosovo
Privacy Contact: info@temto.ai

If you are located in the EU, you may also contact your national Data Protection Authority.

25. Policy Updates

This policy may be updated periodically. Continued use of the platform constitutes acceptance of updated versions.